TERMS OF USE

Effective Date: July 31, 2026

1. Acceptance of These Terms

Welcome to Political Parlays and The Ledger.

These Terms of Use (“Terms”) govern your access to and use of PoliticalParlays.com, The Ledger, all related websites, mobile applications, software, rankings, scores, articles, graphics, databases, newsletters, reports, tools, artificial intelligence features, and all other products and services made available by Political Parlays (collectively, the “Website”).

By accessing or using the Website, you agree to be legally bound by these Terms. If you do not agree, you must immediately discontinue use of the Website.

2. Definitions

Throughout these Terms:

“Political Parlays,” “The Ledger,” “we,” “our,” and “us” collectively refer to Political Parlays, Jarbly Venture Labs LLC, and each of their current and future parent companies, subsidiaries, affiliates, related entities, owners, members, managers, officers, directors, employees, contractors, contributors, licensors, successors, assigns, agents, representatives, and authorized partners.

“Content” includes all rankings, scores, graphics, articles, databases, comparisons, videos, software, algorithms, AI-generated content, reports, text, images, logos, trademarks, charts, methodologies, and other materials appearing on the Website.

3. Informational & Editorial Purpose Only

The Website is an editorial publication designed to provide commentary, analysis, education, opinion, rankings, and discussion regarding politics, business, economics, global affairs, technology, governments, public figures, organizations, industries, markets, and related topics.

Nothing contained on the Website constitutes:

  • legal advice;
  • financial advice;
  • investment advice;
  • accounting advice;
  • tax advice;
  • political advice;
  • voting recommendations;
  • brokerage services;
  • securities recommendations;
  • due diligence;
  • professional consulting; or
  • any other professional service.

The Website is intended solely for informational, educational, journalistic, and editorial purposes.

4. The Ledger Rankings

The Ledger is a proprietary editorial ranking system.

All rankings, scores, ratings, comparisons, analyses, pressure tests, articles, and commentary represent protected editorial opinions developed using Political Parlays’ proprietary methodology.

Scores may incorporate various factors, including but not limited to:

  • publicly available information;
  • historical information;
  • artificial intelligence;
  • statistical models;
  • editorial judgment;
  • geopolitical analysis;
  • economic analysis;
  • publicly reported events;
  • internally developed methodologies; and
  • other proprietary analytical models.

Reasonable people may disagree with our rankings.

No ranking, score, placement, comparison, or article should be interpreted as an objective statement of fact.

Rankings are subjective editorial opinions and may change at any time without notice.

5. No Guarantee of Accuracy

Although Political Parlays strives for accuracy, we make no representations or warranties regarding the completeness, accuracy, reliability, timeliness, or availability of any information appearing on the Website.

Political events, business conditions, markets, international affairs, and public information change rapidly.

Information may become outdated, incomplete, superseded, or incorrect.

Use of the Website is entirely at your own risk.

6. Artificial Intelligence

Certain portions of the Website may be created, organized, summarized, enhanced, or analyzed using artificial intelligence.

AI-generated content may contain inaccuracies, omissions, biases, or outdated information.

Users should independently verify any information before relying upon it.

7. No Investment or Financial Advice

Nothing contained on the Website should ever be relied upon for:

  • purchasing securities;
  • selling securities;
  • investment decisions;
  • mergers or acquisitions;
  • lending decisions;
  • business acquisitions;
  • business valuations;
  • political donations;
  • voting decisions; or
  • commercial decisions.

Political Parlays makes no prediction regarding future performance of any company, government, economy, political figure, investment, or security.

Users assume all responsibility for their own decisions.

8. Editorial Opinions

The Website contains opinions.

Rankings, commentary, analyses, pressure tests, comparisons, and scores represent protected editorial opinions based upon our proprietary methodology.

Nothing contained on the Website should be interpreted as:

  • an accusation;
  • a factual determination;
  • a certification;
  • an endorsement;
  • a guarantee;
  • a declaration regarding a person’s integrity, character, competence, morality, legality, financial condition, or future conduct.

9. Inclusion in The Ledger

Political Parlays has sole editorial discretion regarding:

  • which entities appear;
  • when they appear;
  • how they are ranked;
  • their assigned scores;
  • methodology;
  • weighting;
  • inclusion;
  • exclusion;
  • removal;
  • modifications.

No individual, company, government, organization, political party, issue, or institution has any right to:

  • be included;
  • remain included;
  • receive a particular score;
  • challenge rankings;
  • demand modifications;
  • require removal.

Political Parlays has no obligation to modify rankings in response to requests.

10. No Endorsement

Appearance on the Website does not constitute:

  • endorsement;
  • sponsorship;
  • partnership;
  • approval;
  • certification;
  • recommendation;
  • affiliation; or
  • commercial relationship.

Unless expressly stated, Political Parlays has no relationship with entities referenced on the Website.

11. Public Figures, Companies & Governments

The Website may reference:

  • public officials;
  • political candidates;
  • corporations;
  • government agencies;
  • countries;
  • businesses;
  • nonprofit organizations;
  • media organizations;
  • celebrities;
  • public figures;
  • political parties;
  • institutions; and
  • other recognizable entities.

Such references are made solely for editorial, educational, journalistic, analytical, commentary, criticism, news reporting, comparative, or informational purposes.

12. Names, Images, Logos & Trademarks

Political Parlays may reference names, likenesses, publicly available photographs, trademarks, logos, brands, and identifying characteristics solely in connection with commentary, criticism, news reporting, education, comparative analysis, and other legally protected expressive activities.

All trademarks remain the property of their respective owners.

Nothing on the Website grants any ownership rights in third-party intellectual property.

13. No Right of Publicity or Endorsement

The use of publicly available names, photographs, trademarks, logos, likenesses, or identifying characteristics does not imply sponsorship, endorsement, approval, affiliation, or commercial association.

Political Parlays expressly disclaims any such relationship unless explicitly stated.

14. Intellectual Property

The Website, including without limitation:

  • The Ledger;
  • Political Parlays;
  • rankings;
  • scoring systems;
  • methodologies;
  • AI models;
  • algorithms;
  • graphics;
  • databases;
  • articles;
  • source code;
  • software;
  • charts;
  • reports;
  • designs;
  • layouts;
  • branding;
  • logos; and
  • original content

are owned by Political Parlays or its licensors and are protected by applicable intellectual property laws.

No Content may be copied, reproduced, republished, distributed, sold, licensed, modified, reverse engineered, or exploited without prior written permission except as permitted by law.

15. Restrictions on Scraping & AI Training

You may not:

  • scrape the Website;
  • harvest data;
  • use bots;
  • bulk download rankings;
  • copy our databases;
  • train artificial intelligence systems using our Content;
  • recreate our methodology;
  • build substantially similar competing products using our Content.

Unauthorized commercial use is strictly prohibited.

16. User Conduct

Users agree not to:

  • violate any applicable law;
  • interfere with Website operation;
  • introduce malware;
  • attempt unauthorized access;
  • misuse our Content;
  • impersonate another person;
  • disrupt Website functionality.

17. Disclaimer of Warranties

The Website is provided “AS IS” and “AS AVAILABLE.”

To the fullest extent permitted by law, Political Parlays disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and reliability.

18. Limitation of Liability

To the fullest extent permitted by applicable law, Political Parlays, The Ledger, Jarbly Venture Labs LLC, and each of their current and former affiliates, owners, members, managers, officers, directors, employees, contractors, contributors, licensors, successors, assigns, agents, representatives, and partners shall not be liable for any direct, indirect, incidental, consequential, punitive, exemplary, special, or other damages arising out of or related to:

  • use of the Website;
  • reliance on rankings;
  • reliance on scores;
  • reliance on articles;
  • investment decisions;
  • business decisions;
  • political decisions;
  • commercial decisions;
  • inclusion or exclusion from The Ledger;
  • alleged reputational harm;
  • economic loss;
  • loss of profits;
  • loss of goodwill;
  • interruption of business; or
  • inability to access the Website.

19. Assumption of Risk

You acknowledge that any reliance upon the Website is entirely at your own risk.

You assume full responsibility for any actions taken based upon information appearing on the Website.

20. Indemnification

You agree to defend, indemnify, and hold harmless Political Parlays, The Ledger, Jarbly Venture Labs LLC, and each of their affiliates, owners, members, managers, officers, directors, employees, contractors, contributors, licensors, successors, assigns, agents, representatives, and partners from and against any claims, liabilities, damages, judgments, losses, costs, expenses, or attorneys’ fees arising from your use of the Website, your violation of these Terms, or your violation of applicable law.

21. Editorial Discretion

Political Parlays reserves the unrestricted right to modify, revise, update, suspend, discontinue, remove, replace, or alter any Content, ranking, score, methodology, feature, article, or functionality at any time without notice.

22. Third-Party Content & Links

The Website may reference or link to third-party websites or information. Political Parlays does not control, endorse, or assume responsibility for third-party content or websites.

23. Changes to These Terms

Political Parlays may update these Terms at any time. Continued use of the Website following any modification constitutes acceptance of the revised Terms.

24. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Any legal action arising out of or relating to these Terms or the Website shall be brought exclusively in the state or federal courts located in the State of Florida, and you consent to the personal jurisdiction of those courts.

25. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

26. Entire Agreement

These Terms constitute the entire agreement between you and Political Parlays regarding the Website and supersede all prior understandings relating to its use.

27. Contact

Questions regarding these Terms may be submitted through the contact information provided on PoliticalParlays.com.